Before even looking for your first house, we can help you get your mortgage prequalified. Some realtors may even require this prior to showing homes.
It is always good to determine how your credit looks. There are multiple websites for us to easily and quickly check your credit and credit scores for free. Two that we like are www.freecreditreport.com and www.creditkarma.com.
If you have a credit score below 640 you may want to dive deeper into your report to see if there are opportunities to increase that score. Ways to do that would be by disputing errors if there are any with the credit bureaus, making sure you are current with all monthly payments, and by reducing debt where possible.
Why Should You Get a Pre-Qualified Home Loan with Allied First Bank
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Allied First Bank
3201 Orchard Rd.
Oswego, IL 60543